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Tips on Retirement Living

Choosing a retirement community is not an easy decision. We have been family owned and operated for 15 years and have become the area experts in senior living communities. At Stuarts Draft Retirement Community we want to help you find the right retirement community for you. Below is a list of tips we have compiled to help guide you to a community that best suits who you are. Please let us know if you have any questions regarding finding the right community. We would love to help in anyway we can. Remember, not every community is for you but we know that you will find one you will love.

1. Family owners and managers.

Family owners work hard to earn your trust and your business. Corporations hire managers that come and go. Family owners who manage their facilities are on site daily. They are reliable, stable and are driven to meet your needs.

2. Age.

You're never to young to benefit from living in a retirement community. As long as your 55 years old or older, you qualify for senior living communities. Again and again residents express they waited to long to enjoy the carefree lifestyle retirement communities offer. Living in a retirement community doesn't make you age faster, it doesn't even mean your old; it simply means your ready for someone else to do the hard work. Finding the right retirement community at an early age enables you to make the community your new home.

3. Location. Location.

Location. Find a community that is centrally located to medical facilities, shopping and dining. Finding a small community that has these amenities is important. City living can be loud, less secure and cramped. Small town living means less traffic, less noise, more space and greater security. Ensure you are within 5-10 miles of necessary amenities.

4. Assisted living.

Know the difference between independent living and assisted living and ensure your community offers both. While you may be completely independent today, you don’t now what the future holds and should always be prepared. Finding a retirement community that offers assisted living for future needs is important because it allows peace-of-mind as you age. The ability to move from independent to assisted living within the same community enables you to stay in the community you have grown to love.

5. First responders.

Determine whether there are first responder’s on-site 24hrs a day. In the unlikely case of a fall or other emergency, on-site first responders are able to offer life saving care quickly, wait with you until emergency crews arrive and provide comfort and support.

6. Safety and security.

Living in a retirement community offers a safe and secure environment non-senior apartments and communities often cannot offer. Apartments should be designed specifically to meet the changing needs of seniors with extra hand bars, no steps, little traffic and a network of both professional staff and concerned neighbors.

7. Entrance fees.

Entrance fees can be overwhelming and often non-refundable. Paying fees up front locks you into a contract without a reasonable option to terminate. Paying monthly rent can seem tedious, but ensures that the management will work harder to keep your business. Family owners are motivated to keep residents happy.

8. Hidden Costs.

Honesty and integrity are important for any business. Low rent and advertised costs can be designed to bait potential clients. Find a community with no hidden costs. Communities that offer pricing with no fees or hidden costs are often more trustworthy in the long run. You want to trust the people you're writing a check to.

9. Rate increases.

Inquire about scheduled rate increases. Low advertised costs and to-good-to-be-true rent is often merely a bate and hook tactic used to lure potential clients. Rate increases are only possible after your initial contact expires, so signing 1 or even 2 year contracts can protect you from rate increases. Beware, however, that once your contract expires, rent may rise significantly in order for the business to make up for the initial low rate. Rate increases are necessary for any community, but should closely mirror inflation and cost of living index rates.

10. Amenities.

Some communities offer the prospect of future amenities. In such cases, understand that your rent may include amenities that you are not yet able to use. While most communities mean well, hard times mandate budget cuts and unfinished amenities are cut from project lists. Also consider the possibility of rate increases in order to pay for completion of promised amenities. You can avoid this by choosing a community that is fully developed.

11. Social programs.

Social activities are a vital part of anyone’s life. Before choosing a community make sure the programs, clubs and events are things you enjoy. Also, inquire about starting new programs or clubs. Being able to start your own club is a great way to make a community your own and to hold onto your interests and passions. Find other people in the community that share similar interests and put your meetings on the community calendar for others to enjoy.

12. Spiritual programs.

Having a chaplain is beneficial for all residents. Chaplaincy support is more than church services or programs. Chaplains can provide support during difficult times and are a vital part of any retirement community.